Sports Betting Odds: Understanding American, Fractional, and Decimal Odds

Reviewed by BN Staff

Reviewed by BN Staff

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If you are new to sports betting, you might not be familiar with the different types of odds across sportsbooks. There are American, decimal, and fractional odds. What do these even mean? Let’s break each down to give you a better understanding before you get started sports betting.

More: Sports betting guides, bet types, and more

American Odds

In the United States, American odds are the most popular option at the top sportsbooks like DraftKings, FanDuel, BetMGM, etc. With American odds, you will see them displayed with either a positive or negative number. A minus (-) represents the favorite while a plus (+) represents the underdog.

For example, let’s look at the moneyline and spread for an NBA matchup between the Lakers and Nuggets.

MatchupSpreadMoneyline
Lakers+7.5 (-108)+245
Nuggets-7.5 (-112)-305

For this particular game, the Lakers are the underdog on the spread and moneyline. For the moneyline, they have odds of +245. This means if you bet $100 on the Lakers and they win, you would win $245. A total payout of $345 because you get your stake back.

For the Nuggets, it takes a $305 bet to win $100 because they are the -305 moneyline favorite. You would receive a payout of $405 if the Nuggets win because you get your $305 stake back. For the spread, you can see the odds of -112 and -108 depending on who you bet to cover. In this case, a $112 bet on the Nuggets to cover wins $100 while a $108 bet on the Lakers to cover wins $100.

Fractional Odds

Just like it sounds, fractional odds are displayed in the form of a fraction. This type is usually displayed with a slash (/) or a hyphen (-). Fractional odds are more common in the UK and Ireland. For fractional, the top number (or first) is your winnings. The bottom number (or second) is how much you need to risk to win that amount. Let’s take our same Nuggets-Lakers example from above.

MatchupSpreadMoneyline
Lakers+7.5 (0.93/1)2.45/1
Nuggets-7.5 (0.89/1)0.33/1

The Nuggets have moneyline fractional odds of 0.33/1. That means a $1 bet would win $0.33. A $100 bet wins $33. For the Lakers, they have a moneyline of 2.45/1. A $1 bet wins $2.45. That means a $100 bet wins $245.

Decimal Odds

For decimal odds, the number represents the potential profit for every dollar wagered. You will see lower numbers for favorites and higher numbers for underdogs. Also, the number represents the total payout and not just the profit. Let’s take a look at an example.

MatchupSpreadMoneyline
Lakers+7.5 (1.93)3.45
Nuggets-7.5 (1.89)1.33

As you can see, the Nuggets have a moneyline of 1.33. This means a $100 bet on Denver receives a payout of $133. You win $33 and get your initial $100 stake back for a $133 total. For the Lakers, a $100 bet on the moneyline receives a payout of $345. You win $245 and get your initial $100 stake back.

Here’s a look at the formulas to calculate your payout and profit.

  • Payout = Wager x Decimal Odds
  • Profit = (Wager x Decimal Odds) – Wager

Now, using the Los Angeles Lakers 3.45 decimal moneyline, run the calculations.

  • Payout = $100 x 3.45 = $345
  • Profit = ($100 x 3.45) – $100 = $245

Implied Probability in Sports Betting (American)

What about the probability of the outcome of a sports bet? You can calculate it. Check out the formula below if you are using American. Let’s start with the favorite.

  • Negative Odds / (Negative Odds +100) x 100

Let’s use the Lakers vs Nuggets example from above. We will use the -305 moneyline for the Nuggets to calculate their implied probability of winning.

  • (305 / (305 +100)) x 100 = 75.3%

Now, on the other side, you would use the positive odds and the following formula.

  • (100 / (Positive odds + 100)) x 100

Since the Lakers are +245 underdogs on the moneyline, we plug 245 into our formula.

  • (100 / (245 + 100)) x 100 = 28.99%

You will see that 75.3 + 28.99 = 104.29. This is over 100%. This is the expected profit for the sportsbooks for you placing the wager.

What is the Difference Between a Moneyline and Spread?

When wagering on sports, you will come across moneylines and spread bets. What is the difference? A moneyline bet is a wager on a team or individual to win straight up. The favorite has negative while the underdog has positive odds. For the favorite, you have to bet more to receive a decent payout.

A spread is a wager on the margin of victory. This is a way for a sportsbook to kind of even the playing field. For example, an NBA team might have a moneyline of -1450. That means you need to bet $1450 to win just $100 on the moneyline. This is one of the reasons there is a spread, the team might be favored by 15 points with odds of -110 for the spread.

For example, let’s say it’s the Boston Celtics vs the Heat. The Celtics have a spread of -15.5. That means they need to win by 16 or more to cover the spread. The odds on the spread are -110. A $110 bet wins $100.

Why Do Odds or Lines Change at Sportsbooks?

You will notice when you are sports betting how the odds are constantly changing and they aren’t uniform across all sportsbooks. You will see some slight differences on occasion when comparing sportsbooks. Also, they can change for many reasons that have an impact on the game.

One of the reasons is based on how the public is betting. For example, if a ton of bets are flying in on the Nuggets to cover a -7.5 spread, you might see the spread shift to -8.5 for Denver. If Denver’s spread increases, they will also see change on the moneyline too. You will have to bet more money to get a decent payout.

Also, odds can change based on injuries or recent team news. For example, the Vikings might open as a -2.5 favorite but the spread could change if one of their top players gets injured at practice later in the week and won’t play on Sunday.

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written by

Sam hails from Grandville, Michigan. He has a rich sports background, including playing baseball at Central Michigan before covering high school sports and working with the Orlando Magic. He earned his broadcasting/journalism degree from Central Michigan University and was a member of the 2010 MAC Championship baseball team. Sam developed his expertise while working with Betsperts, Bleacher Nation, and 4for4 in various areas such as writing, social media, betting research, and business development. He's a big fan of the NBA, NFL, and MLB, highly interested in data and statistics.

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With the Four Nations Face-Off here and the NHL on a short break, it's a good time to take a look at some Stanley Cup and conference futures. The NHL season is nearing its home stretch with just about a...

Latest NCAAB Final Four Odds for Auburn, Duke, and More of the Best Teams

With football season officially in the rearview mirror, it's time to focus full speed ahead on basketball! As it stands now, Auburn and Duke pace the field with the best Final Four odds in the nation. Who else could get...

Scottie Scheffler Leads Odds to Win The 2025 Genesis Invitational at Torrey Pines This Weekend

The Genesis Invitational, a highly anticipated event on the PGA Tour, has been relocated this year due to the Palisades wildfires. The tournament will now be held at the renowned Torrey Pines Golf Course in San Diego. Despite the change...

DraftKings Promo Scores $200 Bonus for Any Game Including PHI vs KC

The newest and best DraftKings promo is offering an incredible opportunity for new users to boost their bankroll and get in on the action. This article will guide you through the details of this exciting promotion, how to claim it,...

DraftKings Promo Code Unlocks $150 Bonus for NBA, NCAAB, and More Mon. Night

The NFL season is over and the focus moves to basketball season with the NCAA Tournament just a month away and the NBA All-Star break later this week. Let's look at a DraftKings promo code along with what to watch...

Shai Gilgeous-Alexander Still Leads 2024-25 NBA MVP Odds with All-Star Break This Week

The NBA All-Star break is a pivotal moment in the season, a time for reflection, rejuvenation, and, of course, a time to check on the NBA MVP Odds. As teams gear up for the playoff push, individual battles for accolades...

Chiefs, Bills Top Odds to Win Super Bowl 60 Next Year at Levi’s Stadium

The confetti has barely settled on Super Bowl LVIII, but the buzz around next year's championship is already reaching a fever pitch. Super Bowl 60, set to take place at Levi's Stadium, home of the San Francisco 49ers, promises to...

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Dayton vs. Fordham Prediction: Picks and Betting Odds – Wednesday, February 12, 2025

The Dayton Flyers (16-8, 6-5 A-10) hit the road in A-10 action against the Fordham Rams (11-12, 3-7 A-10) on Wednesday, February 12, 2025 at 7:00 PM ET. The Flyers are favored by 8.5 points in the game. The over/under...

Texas Tech vs. Arizona State Prediction: Expert Picks, Odds, Stats and Best Bets – Wednesday, February 12, 2025

The No. 12 Texas Tech Red Raiders (18-5, 9-3 Big 12) are heavily favored (by 15.5 points) to extend a four-game home win streak when they host the Arizona State Sun Devils (12-11, 3-9 Big 12) on Wednesday, February 12,...

Xavier vs. Providence Prediction: Picks and Betting Odds – Wednesday, February 12, 2025

The Xavier Musketeers (14-10, 6-7 Big East) visit the Providence Friars (11-13, 5-8 Big East) after losing three straight road games. The Musketeers are favored by only 1.5 points in the matchup, which begins at 8:00 PM ET on Wednesday,...

St. John’s vs. Villanova Prediction: Picks and Betting Odds – Wednesday, February 12, 2025

The No. 9 St. John's Red Storm (21-3, 12-1 Big East) are 2.5-point favorites as they try to extend a 10-game winning streak when they visit the Villanova Wildcats (14-10, 7-6 Big East) on Wednesday, February 12, 2025 at The...

Wake Forest vs. Florida State Prediction: Spread, Total Points, Moneyline Picks – Wednesday, February 12, 2025

The Florida State Seminoles (14-9, 5-7 ACC) are 6.5-point underdogs as they try to stop a four-game road losing streak when they square off against the Wake Forest Demon Deacons (18-6, 10-3 ACC) on Wednesday, February 12, 2025 at Lawrence...

Arkansas vs. LSU Prediction: Expert Picks, Odds, Stats and Best Bets – Wednesday, February 12, 2025

The LSU Tigers (12-11, 1-9 SEC) visit the Arkansas Razorbacks (14-9, 3-7 SEC) after losing six road games in a row. The Razorbacks are favored by 9.5 points in the matchup, which starts at 9:00 PM ET on Wednesday, February...

Missouri vs. Oklahoma Prediction: Expert Picks, Odds, Stats and Best Bets – Wednesday, February 12, 2025

The No. 21 Missouri Tigers (17-6, 6-4 SEC) host the Oklahoma Sooners (16-7, 3-7 SEC) in a matchup of SEC teams at Mizzou Arena, starting at 9:00 PM ET on Wednesday, February 12, 2025. The Sooners are 8.5-point underdogs in...

New Mexico vs. Wyoming Prediction: Expert Picks, Odds, Stats and Best Bets – Wednesday, February 12, 2025

The Wyoming Cowboys (11-13, 4-9 MWC) are heavy, 17.5-point underdogs as they try to turn around a three-game losing streak when they visit the New Mexico Lobos (20-4, 12-1 MWC) on Wednesday, February 12, 2025 at The Pit. The contest...

Missouri State vs. Evansville Prediction: Spread, Total Points, Moneyline Picks – Wednesday, February 12, 2025

MVC opponents meet when the Missouri State Bears (8-17, 1-13 MVC) host the Evansville Purple Aces (9-16, 6-8 MVC) at Great Southern Bank Arena, beginning at 8:00 PM ET on Wednesday, February 12, 2025. The Purple Aces are 3.5-point underdogs...

Temple vs. Tulsa Prediction: Picks and Betting Odds – Wednesday, February 12, 2025

The Tulsa Golden Hurricane (9-15, 3-8 AAC) are underdogs (by 7.5 points) to end a three-game road losing streak when they visit the Temple Owls (14-10, 6-5 AAC) on Wednesday, February 12, 2025 at 7:00 PM ET. The over/under in...

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